.menubkgd {
	vertical-align: top;
	background-repeat: repeat-y;
	background-image: url(images/bottom_menu_bkgd.gif);
}
.contentbkgd {
	background-color: #D5EDF3;
	vertical-align: top;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9px;
	text-align: justify;
}
h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #003333;
}
.contentmargin {
	padding-right: 10px;
	padding-left: 10px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	text-align: justify;
	width: 460px;
}
.bottommenurepeat {
	background-color: #A0CE5C;
	vertical-align: bottom;
	background-image: url(images/bottom_menu_repeat.gif);
	background-repeat: repeat-x;
}
.leftsidecontentrepeat {
	background-image: url(images/time_means_money_06.gif);
	background-repeat: repeat-y;
	vertical-align: bottom;
}
.abovemenu {
	/*background-image: url(images/time_means_money_menu_01.gif);*/
	background-image: url(newsletter/templates/imgs/pg_bg.gif);
	background-repeat: repeat-y;
	vertical-align: top;
	background-color: #A0CE5C;
}
.rightsidecontentrepeat {
	background-image: url(images/time_means_money_08.gif);
	background-repeat: repeat-y;
	vertical-align: bottom;
}
.sidebarbkgd {
	background-color: #D5EDF3;
	vertical-align: top;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	background-repeat: repeat-x;
}
.sidebarwidth {
	width: 132px;
	vertical-align: bottom;
}
.brochuremargin {
	margin-left: 5px;
	font-size: 10px;
}
.rightsidebarrepeat {
	background-image: url(images/time_means_money_side_bar_04.gif);
	background-repeat: repeat-y;
	vertical-align: bottom;
}
.leftsidebarrepeat {
	background-image: url(images/time_means_money_side_bar_02.gif);
	background-repeat: repeat-y;
	vertical-align: bottom;
}
.sidebarmargin {
	padding-right: 5px;
	padding-left: 7px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
}
.toprightsidebar {
	vertical-align: top;
	background-image: url(images/bkgd_right_side_bar_repeat.gif);
	background-repeat: repeat-y;
}
.sidebarheadline {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	padding-left: 6px;
}
.topcontent {
	vertical-align: top;
	background-image: url(images/content_repeat.gif);
	background-repeat: repeat-y;
}
.topmenu {
	vertical-align: top;
}
.flash {
	background-color: #666666;
}
.bkgdrightsidebar {
	background-image: url(images/content_repeat.gif);
	background-repeat: repeat-y;
}
.imagemargin {
	margin-top: 10px;
	margin-right: 10px;
	margin-bottom: 10px;
}
li {
	margin-left: -20px;
}
.headshot {
	margin-left: -10px;
}
.details {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	padding-right: 0px;
	padding-left: 5px;
	width: 300px;
}
li .bold {
	margin-left: -20px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight: bold;
}
body {
	background-color: #FFFFFF;
}
.footerandrisk {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	background-image: url(images/time_means_money_edited_09.gif);
	background-repeat: no-repeat;
}
.disclosuremargin {
	margin-bottom: 80px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	margin-left: 208px;
}
hr {
	width: 460px;
}
.contactformbkgd {
	background-color: #F2FBFD;
	padding-left: 0px;
}
.contactrightside {
	background-image: url(images/contact_form_04.gif);
	background-repeat: repeat-y;
}
.contactleftside {
	background-image: url(images/contact_form_02.gif);
	background-repeat: repeat-y;
}
.contacttablewidth {
	width: 260px;
	margin-top: 20px;
	margin-left: 20px;
}
.formtag {
	width: 300px;
}
.contactformlabel {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	text-align: right;
	padding-right: 10px;
}
.contactformtextbox {
}
.textbox {
	width: 150px;
}
.contactinstructions {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	padding-left: 25px;
}
.contactradiobuttons {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
}
.belowcontactdisclosure {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	margin-left: 30px;
	width: 400px;
	text-align: justify;
}
.credits {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	padding-right: 10px;
}
.h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #003333;
}

/* Left Menu Text by JWan */
.leftNav 
{
	width: 180px;
	float: left; 
	background: #A0CE5C url('imgs/_bg_mnu_left.gif') repeat-y top left;
}
.leftNav .t {background: url('imgs/time_means_money_edited_02.jpg') no-repeat top left;}
.leftNav .b {padding: 33px 0 41px 1px; background: url('imgs/time_means_money_menu_03.gif') no-repeat bottom left;}

.leftNav dl {width: 169px; margin-left: 1px; margin: 0; padding: 0;}
.leftNav dl dt
{
	margin: 0;
	padding: 0;
	border-bottom: 1px #cccccc solid;
	list-style-position: outside;
	background: url('imgs/_bg_mnu_item.gif') repeat-x center left;
	line-height: 23px;
}
html>body .leftNav dt a {
	width: auto;
}

.leftNav h3 {
	background:#567c8f;
	color:#fff;
	padding:0.25em 0;
	text-align:center;
	font-size:1.1em;
	margin:0;
	border-bottom: 1px solid #fff;
}
.leftNav dt a {
	/*background-color:#567c8f;
	border-left:10px solid #0c2d3e;
	border-right:10px solid #9fb4bf;
	font-weight: bold;*/
	color: #d8e8d7;
	display:block;
	padding: 1px 5px 3px 1.5em;
	text-decoration:none;
	font: bold 70% Arial;
	line-height: 25px;
}
.leftNav dt a:hover {
	background-color: #476f46;
	border-left: 0px solid #1C64D1;
	border-right: 0px solid #5BA3E0;
	color: #fff;
}
html>body .leftNav dt.noindt {text-indent: 0;}
.freetextbox {
	width: 122px;
}
h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 25px;
	color: #003333;
}
.contentmarginfreeoptions {
	padding-right: 10px;
	padding-left: 10px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	text-align: justify;
	width: 460px;
}
.contactformbkgdfree {
	background-color: #F2FBFD;
	padding-left: 0px;
	vertical-align: top;
}
.tableheight {
	height: 20px;
}
.cellheight {
	height: 20px;
}